The 4-Minute Rule for Dental Insurance Plans & Coverage - USAA

Texas Plan name Dental Worth (HI215) plan Preventive Worth Commitment Plus Complete Dental Dental Savings Plus Intense Plus for Veterans Bright Plus Strategy type DHMO Other Other Other Discount Other Other Option of dental practitioner Primary care dental expert needed Usage only in-network dental professionals Utilize any dentist Conserve by choosing an in-network dentist Use any dental expert Conserve by picking in-network dental professional Use any dental practitioner Save by selecting in-network dental practitioner Utilize any dental expert Conserve by choosing in-network dental practitioner Utilize any dentist Conserve by selecting an in-network dentist Utilize any dental professional Conserve by picking an in-network dental practitioner Yearly deductible None Life time deductible $50/person $150/family One-time deductible $150/person $450/family None for in-network preventive services, otherwise: $50/person $150/family Does not use One-time deductible $150/person $150/family $150/person $150/family Yearly advantage maximum None Unlimited $1,000 - 1st year $1,250 - second year $1,500 - 3rd year+ $1,250 1st year $1,500 second year+ Does not apply $1,250 per year $1,250 per person per year Regular cleansings and X-rays 100% covered With contracted dental experts Cleanings 100% covered, With contracted dental practitioners X-rays 100% covered, With contracted dental experts Cleanings100% covered X-rays40% - 1st year 55% - 2nd year 70% - 3rd year+ 100% covered Affordable 20-40% on average, With contracted dentists Cleanings100% covered, With contracted dental experts X-rays100% covered, With contracted dental practitioners Cleanings100% covered (no deductible) With contracted dental practitioners X-rays100% covered (no deductible) With contracted dentists Workplace check outs (examinations) 100% with minor copay With contracted dentists 100% covered, No copay, With contracted dental practitioners Portion covered or discount depends upon services No copay, With contracted dental professionals 100% covered Affordable 20-40% typically, With contracted dental professionals 100% covered (no deductible) With contracted dental professionals 100% covered (no deductible) With contracted dental experts Teeth whitening Not Covered Not Covered Not Covered Not Covered Not Covered $100 Allowance (in-office) Deductible does not apply $100 Allowance (in-office) Deductible does not apply Waiting period None None None None for preventive services * 6 months for fundamental services * 12 months for major services * Waived with evidence of dental insurance for previous 12 months None None for preventive services and teeth lightening allowances 90 days for fundamental services None for preventive services and teeth whitening allowances 90 days for standard services Note: Limitations and exclusions might apply.