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MyHome Assistance Program Am I eligible to use for this program? Evaluation the guidelines listed below for both "Borrower" and "Property" Requirements to figure out if you may be eligible to get the MyHome Assistance Program. Be a first-time property buyer. See the definition of a newbie property buyer. Occupy the property as a primary residence; non-occupant co-borrowers are not allowed.

Meet CalHFA earnings limits for this program. * In the case of contrasting guidelines, the lender should follow the more limiting. Be a single-family, one-unit residence, including approved condominium/PUDs Visitor houses, granny systems and in-law quarters might be qualified Manufactured housing is permitted Condos should meet the standards of the first mortgage There is a five acre optimum on the size of the property * In the case of clashing standards, the lender must follow the more restrictive.

Rate of interest can also change daily. We suggest that you contact a CalHFA-approved loan officer to receive a precise rate quote for this program. CalHFA does not provide cash directly to customers. CalHFA resolves and uses authorized lending institutions to certify customers and to make all home mortgage loans. The fees you pay could be different depending on the loan provider and the program. View sample Yearly Percentage Rates (APRs) here.

Just occupying first-time customer on each loan transaction. MyHome Assistance Program Because CalHFA is not a direct loan provider, our home mortgage items are offered through private loan officers who have been approved & trained by our Firm. These loan officers can assist you learn more about CalHFA's programs and guide you through the house buying procedure.

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When initially contacting a loan officer, you may wish to have this list of files and information readily available to help respond to questions that they will ask you: Pay stubs Bank statements Employment history Previous tax returns.

SHRA uses a range of programs and resources to help qualified low-income buyers realize the dream of homeownership. Solution Can Be Seen Here include the Home mortgage Credit Certificate program, the CalHome First-Time Homebuyer Mortgage Support Program, and several cost effective home purchase chances. If you have an interest in buying your first house or do not understand what your first step is, check out the Regularly Asked Concerns for First Time Homebuyers.